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Halvor FundingCapital for working businesses

Funding options

Practical funding options, explained plainly

Here are the funding options Halvor Funding can help you review. The details below are general guidance — not an offer, a rate, or a guarantee. Final terms are always subject to review and approval.

Term Loan

A funding option for businesses seeking a defined amount of capital with a structured repayment schedule.

  • Often used for equipment, repairs, expansion, payroll timing, inventory, vendor obligations, materials, or general operating pressure.
  • Approximate range: roughly $20K to $1M.
  • Repayment terms may extend up to about 24 months, depending on approval and fit.

Amounts and terms vary based on review. There are no guaranteed rates, terms, or approvals.

Working Capital

Flexible funding for everyday operating needs, structured around how your business actually runs.

  • Can help with payroll, inventory, repairs, marketing, staffing, equipment, fuel, materials, vendor payments, or seasonal pressure.
  • Fit is often tied to monthly business revenue and operating history.
  • Often suited for businesses operating about 12+ months with steady monthly revenue.

Fit and availability depend on review. Funding is not automatic for any business or industry.

Line of Credit

A funding option that may provide access to capital as business needs arise, rather than all at once.

  • Can be useful for uneven cash flow, inventory timing, and vendor payments.
  • May help with fuel or equipment costs, staffing needs, and short-term operating needs.
  • Often considered for seasonal work cycles and planned business expenses.

Availability is not guaranteed and is subject to review and approval.

We don't publish APRs, factor rates, or interest rates here, and we don't guarantee approval. Any specific terms or provider details should be reviewed carefully before you accept an offer. This is not a commitment to lend. All funding is subject to approval.

Request a funding review

Tell us a little about your business

Share a few details and we'll help you review practical options with clear expectations and useful next steps. There's no obligation, and submitting this form is not an application for a specific product.

  • Takes just a few minutes to complete.
  • Plain communication and clear next steps.
  • No pressure and no guaranteed-funding promises.

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This is not a commitment to lend. All funding is subject to approval.

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If you'd rather talk it through, we're glad to help by phone or email.

Contact UsSee how it works

This is not a commitment to lend. All funding is subject to approval.